Experience seamless digital banking with Jiffy Zero Balance Account, a 100% digital savings account loaded with features and benefits. Open your account in minutes through our Business Correspondents. Once activated, enjoy instant money transfers, utility bill payments, recharges, UPI transactions, and much more—all without needing to maintain a minimum balance.
Key Features
Zero Balance Account
No average monthly balance requirements
Free Virtual Debit Card
Get a FREE RuPay virtual debit card for secure online shopping.
Option to request a physical debit card directly from the NSDL Jiffy App.
Earn Attractive Interest Rates
Balances below ₹1 lakh: 2.5% p.a.
Balances ₹1 lakh and above:5% p.a.
Interest credited quarterly.
Instant Account Activation
Open and activate your account instantly with a 100% digital, secure process.
Anytime, Anywhere Banking
Manage your finances 24/7 through the NSDL Jiffy App—no need to visit a branch.
Conveniently Manage Recurring Payments
Enjoy Seamless and efficient way to execute recurring payments like utility bills, EMI, and insurance premiums.
NACH FAQs
